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Calculators
Iden has a range of home loan calculators to assist you with your decision making, whatever your finance needs. For your convenience, the calculator results can be saved to be reworked at a later time or share the results by emailing to a friend – you can even email the results to Iden and ask us to give you a call to discuss your options.
Make an appointment to see an Iden Money loan consultant.
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The Borrowing Power calculator estimates how much you may borrow based on your advised income and commitments.
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The Loan Repayment calculator estimates your payments based on the entered loan amount, loan term and interest rate. Mortgage payments are usually made in arrears, whereas personal loan and lease payments are usually made in advance.
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The Extra Repayment calculator calculates how much interest you may save by increasing your minimum repayments.
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Many people choose to split their loans into a fixed and variable portion. The Split Loan calculator allows you to look at different combinations of the two and what your monthly payment would be.
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The Stamp Duty calculator will show you how much you will need to set aside for government fees and charges on your property purchase. The amount payable will vary from state to state and whether or not you are a first home buyer.
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Before taking out a home loan you should give some thought to your household finances. The Budget Planner allows you to enter your household income and expenses, providing you with a surplus figure which will help you assess your financial position.
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How much of your payment is interest and how much is principal at different stages of your loan?
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The Loan Comparison calculator will provide you with a direct cost comparison between two different loan products. Simply enter the upfront and ongoing fees as well as the ongoing interest rates to compare the cost over the life of the loan.
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How much time and interest can I save by paying a lump sum off my loan?
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