Offset LoansOur 100% Offset Home Loan combines a fully featured home loan with all the benefits of a 100% offset account and lets you see at a glance what you owe and what you own because the offset balance is shown separately.
The 100% Offset Home Loan is perfect for salary crediting as it provides access to your funds via ATM, EFTPOS, BPay as well as telephone and internet banking.
The best part is that interest charges are calculated by applying the interest rate to the net balance (loan amount less offset balance) each day.
Iden Money Offset product spec available here.
Make an appointment to see an Iden Money Loan Consultant.