Iden Money offers a range of residential mortgages catering to all types of clients depending on the level of income documentation that can be provided. Most borrowers are employed on a PAYG basis and are able to provide evidence of their income in the form of payslips and group certificates and therefore fall into the Full Doc category. Lo Doc loans are typically available to self employed borrowers who are unable to provide evidence of their income, such as current tax returns. Self employed borrowers that hold current tax returns would be classified as Full Doc borrowers. A No Doc loan is typically only available to investors or self employed borrowers for investment purposes, however security may not be by way of the family home. Use the boxes below to review products relevant to your position.
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